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02China

Money & Payments

China runs on mobile payments. The good news: Alipay and WeChat Pay now link directly to foreign Visa and Mastercard, so you can scan-to-pay like a local. Carry a little cash as a backup.

Currency

Renminbi (RMB / ¥)

Also called

Yuan / kuai

Pay with

Alipay · WeChat Pay

Cash backup

¥300–500

Set up Alipay or WeChat Pay

Before or right after you arrive, download Alipay (or WeChat) and add your international card in the payment settings. Small purchases go through instantly; larger ones may ask for passport verification. This single step unlocks almost everything — food, taxis, tickets, shops.

Scan to pay

Vendors show a QR code, or you show yours. Open the app, scan, type the amount if needed, confirm. Street stalls, temples and tiny noodle shops all take it.

Cash still matters

Keep a few hundred RMB for rural areas, older vendors, and emergencies. Withdraw from ATMs at major banks (ICBC, Bank of China) — they accept foreign cards. Notes come in ¥1, 5, 10, 20, 50 and 100.

Tipping & bargaining

Tipping is not customary and often refused. At tourist markets, polite bargaining is expected — start around half the asking price. In malls and restaurants, prices are fixed.

Useful phrases Phrases

How much is it?多少钱?Duōshǎo qián?
Can I pay by phone?可以手机支付吗?Kěyǐ shǒujī zhīfù ma?
Too expensive太贵了Tài guì le

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Internet & Apps